This Survey Reveals The Most Affordable Cities In Canada
Rising affordability concerns are prompting many Canadians to consider moving to lower-priced cities if they can find local or remote work. Nearly half of respondents from Vancouver, Toronto, and Montreal regions expressed willingness to relocate. Edmonton is the top choice for Vancouver residents. The most affordable cities include Lethbridge, Saint John, Thunder Bay, Red Deer, […]
Here are the best cities to live in Canada
Calgary ranks as the best city to live in Canada for 2026, offering good incomes, moderate living costs, low crime, and low taxes. Other top cities include Ottawa, Edmonton, Montréal, and Vancouver. Rankings consider affordability, safety, climate, employment, and housing. Smaller cities like Fredericton and Charlottetown are noted for affordability and quality of life. Choices […]
Pending home sales hit six-month high
Pending home sales rose across all U.S. regions in May, led by the Northeast with an 8.7% monthly and 6.1% annual increase, reversing previous slow sales amid low inventory. The Midwest saw an 8.1% monthly rise and the highest annual gain at 9.3%. The South and West had smaller increases. Supply shortages in the Northeast […]
Are Mortgage Originations Still Falling?
Mortgage originations declined across conventional, correspondent, and retail lending channels during early 2026. High borrowing costs continue limiting refinance and purchase mortgage activity. Lenders are focusing on operational efficiency as loan volumes remain below recent peaks. Industry analysts expect only gradual improvement during the remainder of the year.
BoC Holds Key Rate at 2.25%
Canada Holds Rate at 2.25% BoC keeps interest rate at 2.25%, citing improving economic growth and expectations that inflation will gradually ease over coming months. Inflation recently increased but core measures remain near target, with projections showing decline to 2.5% in late 2026 and 2% by 2027. Risks include Middle East conflict and U.S. trade […]
Ontario New Home HST Rebates Explained
Baseline GST/HST rebates can still help eligible primary-residence buyers and rental investors, saving up to $24K in PST on homes $450K+ where eligible. For first-time buyers, the federal rebate fully refunds GST on new homes up to $1M, with partial refunds from $1M to $1.5M. First-time buyers get longer runway: federal eligibility began March 20, […]
First-time home buyers’ (FTHB) GST/HST rebate
The Ontario first-time home buyers' rebate offers up to $80,000 off the provincial portion of the HST for those buying, building, or substantially renovating their first home. Eligibility aligns with the federal GST/HST rebate criteria. Detailed information and application instructions are available in the GST/HST New Housing Rebate guide. Continue to full article
Best Mortgage Rates In Ontario For 2026
Ontario's average home price nears $850,000, making mortgage rates crucial. Top lenders offer varied options: low rates for homes under $1M, wide term selections, and programs for self-employed or newcomers. Fixed and variable rates differ in stability and cost. Insured mortgages require under 20% down payment; uninsured need 20%+. Factors affecting rates include credit score, […]
Ontario’s new $130,000 HST rebate takes effect today: How to claim it on your next home purchase
Ontario's temporary one-year HST rebate expansion offers up to $130,000 savings on newly built homes priced up to $1 million, with rebates decreasing for homes between $1.5 million and $1.85 million, and a $24,000 rebate for homes above $1.85 million. Eligible purchase agreements must be signed between April 1, 2026, and March 31, 2027, with […]
Canada Real Estate Rebound Window Opens
Canadian home prices softened in major markets through much of 2026, creating what observers described as a potential sweet spot before activity strengthens again. In Late-Q2, Toronto's benchmark home price was $941K, ↓~5% yearly, while Mid-Q2 British Columbia avg. prices reached $948K after a ↓~1% move. Across Canada, an industry association said avg. prices ↑~2% […]